Banking Operations and Management Masterclass

A Holistic Exploration of Deposits, Payment Systems, Retail Banking, Foreign Exchange, Marketing, Lending, and Audits

Created by: EDUCBA Bridging the Gap
Learn real world skills online

What Will I Learn?

• Gain a thorough understanding of various aspects of banking operations, including deposits, payments, retail banking, foreign exchange, marketing, lending
• Learn about different types of deposits, their functions, interest calculations, and regulatory aspects governing deposit accounts.
• Understand the principles of payment systems, instruments used, and the role of regulatory bodies.
• Explore electronic fund transfers, ATM systems, and global payment trends.
• Explore the intricacies of retail banking, covering mortgage loans, auto loans, credit cards, and savings accounts.
• Understand loan calculations, credit scores, and the impact of financial crises on mortgage loans.
• Delve into foreign exchange functions, transaction procedures, remittances, and calculations related to bills of exchange.
• Gain insights into the management of foreign currency notes and forward rates.
• Learn about different types of bank customers, market segmentation, and the role of marketing in the banking sector.
• Understand customer relationship management, social media strategies, and the lifecycle of customer relationships.
• Explore the lending lifecycle, principles of lending, evaluation of collateral, and types of loan facilities.
• Understand syndicated loans, bilateral lending, and the management of various risks associated with lending.
• Gain insights into branch banking audits, asset classification, regulatory guidelines, and the importance of compliance with quality control standards.
• Learn about concurrent audits, deposit-related audits, and effective audit reporting.
• Understand the fundamentals of commercial banking, the role of RBI, deposit mobilization strategies, lending policies, and various banking regulations.
• Explore the basics of banking, covering economic growth, regulatory functions, currency management, credit control, and role of banks in economic development
• Dive into the core functions of banking, organizational structures, account opening processes, KYC and AML requirements, lending principles, and documentation
• Apply theoretical knowledge to real-world scenarios through case studies and practical examples provided throughout the course.
• Develop the skills and knowledge necessary for a successful career in various roles within the banking industry.
• Benefit from the flexibility of online learning, allowing you to pace your studies according to your schedule.
• Receive a certification upon completion, validating your understanding and proficiency in banking operations and management.

Requirements

• No prerequisites
• It will be beneficial if the Prospective students should possess a foundational understanding of financial concepts and basic accounting principles. Proficiency in fundamental mathematical operations is required for calculations involved in banking operations. Strong communication skills, computer literacy, and an eagerness to learn about the banking and finance sector are essential. Additionally, a grasp of economic principles, attention to detail, and an awareness of regulatory frameworks will contribute to a more comprehensive understanding of the course content. Students should commit to regular study, exhibit problem-solving abilities, and demonstrate ethical awareness. Time management, critical thinking skills, and openness to collaboration are crucial for a successful learning experience.

Target audience

• The banking operations training program is an all level course and is open to ambitious individuals who have the fire in their stomach and want to steer their careers in the appropriate direction, more specifically toward the common banking operations, investment banking, equity analysis and similar fields. Prior knowledge in finance could be an added advantage. Interested candidates may come diverse backgrounds that typically includes engineers, MBAs, CAs, freshers and other working professionals. Besides, banking students, banking sector professionals, newly joined bank employees, and anyone who wants to learn more about banking operations are welcome to join the course. Any bachelor’s degree holder can take up the course to excel in the workplace.
• This course is designed for individuals aspiring to build a career in banking, finance, or related fields.
• It caters to both entry-level professionals seeking a comprehensive foundation in banking operations and mid-career individuals looking to enhance their knowledge and skills in the industry.
• Students pursuing degrees in finance, business, or economics will find the course valuable.
• Banking professionals aiming to deepen their understanding of various banking operations and management aspects will benefit significantly.
• Additionally, entrepreneurs involved in financial services or individuals interested in personal finance will gain insights into the intricacies of the banking sector.
• The course is suitable for learners worldwide, facilitated by its online format, making it accessible to a diverse audience.