Start a Profitable Career as a Mortgage Loan Originator

Learn from the president and CEO of Finibi Mortgage, Joe Correa, how the entire mortgage process works

Created by: Joe Correa - 45,000+ Students
Entrepreneur and Social Media AI Innovator

What Will I Learn?

• You will be able to understand how the general mortgage process works
• You will be able to start a new career as a Mortgage Loan Originator once you pass state exam
• You will understand what documentation is needed to submit a loan
• You will learn how to complete a Uniform Residential Loan Application (1003)
• You will learn how to prequalify a borrower
• You will understand key mortgage terms and calculations
• You will learn how to ready a tri-merged credit report
• You will know how to complete a loan application and disclosures on Calyx Point mortgage software
• You will be able to submit a loan to underwriting for approval
• You will understand how interest rates are determined and quote borrowers rates
• You will learn what the difference is between an owner occupied home, second or vacation home, and investment property
• You will learn where to find borrowers and how to get future referrals
• You will understand just how profitable it can be to start a career as a mortgage loan originator
• You will learn what DU and LP approvals are and how to obtain a desktop underwriting approval
• You will learn how to calculate a Debt-to-income ratio and the loan-to-value for specific cases
• You will learn how to complete an application for an owner occupied home, second or vacation home, and investment property

Requirements

• Must understand English.
• High School Diploma level Mathematics

Target audience

• Anyone looking to start a new career in real estate
• Real estate agents looking to increase their income
• Students who want to make a large income no matter what your age
• Adults that need a job but can't get hired
• Anyone who wants to start a career in real estate