Money-Smart – Personal Finance for Everyone

Take control of your finances. Make smarter choices. Live your best life.

Created by: Darrin Surminsky
CPA, CA, CIRP, Licensed Insolvency Trustee

What Will I Learn?

• Upon completion of this course, students will be able to save and earn more money without having to work harder or sacrificing their lifestyle.
• Why it is so important to be Money-Smart
• The 6 key truths about personal finance
• Gain knowledge and skills in all 4 key pillars of personal finance: spending, borrowing, investing, and risk management
• Learn how to spend better, not less
• Easy way to properly budget and create a spending planner
• How to manage large once a year expenses without sinking your budget
• How to talk about money with your spouse
• Tips and strategies to save you money on your regular everyday expenses
• How to spend less on vacation and travel costs
• How to pay less taxes
• How to save on banking and interest costs
• How to reduce your insurance costs
• Guidelines for knowing how much home you can afford
• Guidelines to manage your automotive costs
• Understand good debt vs bad debt
• How to be credit card smart
• 5 ways to get the best interest rate
• How to manage and improve your credit score
• Calculate how much debt is too much
• Calculate how an interest rate change will affect your payment and interest cost
• A step by step guide to eliminate your debt for good
• Learn about the snowball and avalanche debt repayment methods
• Guidance on what to do if you are in deep debt
• Understand the awesome power of compound interest and get it working for you
• Learn the 10 steps to get rich
• Everything you need to know about investing for retirement
• Learn how important it is to pay low investment fees
• Learn all the reasons home ownership is a great way to invest
• Learn how to save money on insurance
• Learn what risks you need to protect yourself from and ones to avoid
• Learn about the 7 deadly sins of personal finance, and the 3 destroyers of wealth
• 10 key financial numbers everyone should know
• Personal finance tips designed for young adults
• Common money myths busted
• Understand what influences your financial decisions and behaviors
• Learn the tricks businesses use to get you to spend more
• 20 reasons we are terrible with money
• 5 categories of our poor spending decisions
• How to deal with money shame
• How to turn our knowledge into intentions and then actions
• How to set smart life goals that motivate your behavior
• How to develop confidence in your financial decisions

Requirements

• no prior knowledge or accounting skills required. The Money-Smart financial advice can be mastered by anyone that is willing to learn and ready to change

Target audience

• anyone that wants to get better with money and learn how to make better financial decisions
• this course is for you if you are sick and tired of not getting ahead and being stuck on a treadmill
• this course is for you if you want to learn how to budget
• this course is for you if you want to reduce your expenses and save more money
• this course is for you if you want to get out of debt for good
• this course is for you if you want to learn to invest and grow wealthy
• this course is for you if you want to learn how to apply your knowledge and good intentions to actually bring about the right actions and behaviour change.
• this course is for you if you are looking for a resource that can provide tailored financial advice for your specific needs.