Get Out Of Debt: Proven Plan for Debt-Free Personal Finances

Best 2025 strategies to pay off credit cards, student loans, car loans, mortgages & take control of every debt you owe.

Created by: Laura Adams, MBA
Personal Finance Expert, Author, and Money Girl Podcast Host

What Will I Learn?

• Know how to prioritize which debts you should tackle first.
• Create an easy-to-follow debt reduction plan that puts you in control.
• Cut the cost of debt even if you don't have extra money in your budget.
• Face financial difficulties with solutions that avoid crisis and maintain dignity.
• Know all options to get out of specific debts, including credit cards, student loans, car loans, medical bills, and mortgages.
• Create a Personal Financial Statement to guide your financial decisions so you have a blueprint and get the greatest return for your effort.
• Identify keys to staying out of debt forever.
• How to get back on secure financial ground and rebuild your financial life.
• Know when you should pay off debt or invest money.
• Avoid hidden pitfalls that keep you from achieving financial freedom.

Requirements

• Students should have a calculator or electronic spreadsheet, such as Excel.
• Curiosity and motivation to get out of debt and improve your financial life.

Target audience

• Anyone ready to get out of debt and improve their personal finances.
• Anyone motivated to take control of their money and achieve big financial dreams.
• Anyone struggling to make payments on credit cards, student loans, medical bills, auto loans, mortgages, or any other debt.
• Anyone who needs help assessing their financial situation and creating a debt reduction plan.
• Anyone facing a financial challenge or who can't seem to get out of debt.
• Anyone who wants to save money by reducing the interest rate they pay on debt.
• Anyone unsure about how to prioritize which debts to tackle first.